RMBS Development Company Ltd (RDCL)
Dedicated to fostering a robust and dynamic market for Residential Mortgage-Backed Securitisation (RMBS) in India
25
Years of Experience
350
Completed Projects
About Us
RMBS Development Company Ltd (RDCL)
RMBS Development Company Ltd (“RDCL”) is a middle-layer Non-Banking Financial Company (NBFC) regulated by the Reserve Bank of India (RBI). As a market intermediary, RDCL is dedicated to fostering a robust and dynamic market for Residential Mortgage-Backed Securitisation (RMBS) in India. Our mission is to provide liquidity, stability, and affordability to the housing finance sector in a sustainable and scalable manner.
RDCL
Vision & Mission
Our Vision
- To establish a deep and efficient secondary market for RMBS-backed Pass-Through Certificates (PTCs), making housing finance more accessible and affordable for all.
Our Mission
- To enhance liquidity in the housing finance market by facilitating Residential Mortgage-Backed Securitisation.
- To provide long-term funding solutions that align with the amortization of housing loans and residential mortgages.
- To create standardized structures and disclosures, fostering transparency and efficiency.
- To build an information repository for RMBS transactions.
- To develop a strong infrastructure supporting the secondary market for RMBS-backed PTCs.
Our Core Activities
What We Offer
RDCL plays a pivotal role in the development of the RMBS market in India through
Structuring RMBS Transactions
Designing securitisation structures for residential mortgage loans.
Providing Credit Enhancements
Enhancing creditworthiness and investor confidence in RMBS transactions.
Ensuring Liquidity
Facilitating smooth transactions and liquidity for RMBS-backed securities.
Promoting Standardization
Establishing best practices and transparency in RMBS transactions.
Investing in PTC Securities
Supporting the market by investing in Pass-Through Certificates (PTCs) backed by residential mortgages.
Creating an Information Repository
Developing a comprehensive database of RMBS transactions to improve market insights and accessibility.
Our Backing
RDCL is supported by a consortium of India’s leading public and private financial institutions, including:
- National Housing Bank (NHB)
- Life Insurance Corporation of India (LIC)
- Nine other financial institutions comprising banks, NBFCs, and housing finance companies.
- Your financial matters according to our plans
Meet Our
Board of Directors
Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts.
With a paid-up capital of INR 500 crores, RDCL is committed to pioneering a well-structured and sustainable RMBS market in India, ensuring affordability and accessibility in housing finance.
Gallery
Listing Ceremony of 1st Residential Mortgage-Backed Security (structured by RDCL) at NSE
Get in Touch
For more information about RDCL and our initiatives, please contact us at
Contact us at:
Email us at:
Address:
3rd Floor, Bombay Life Bldg-45, Veer Nariman Road, Fort, Mumbai-400001
